(APR) Annual Percentage Rate. Loan terms for 9.49% APR is for a maximum of 12-months with a minimum loan of $300 and a maximum of $1,000. At the end of the 12-month period, we will make a one-time payment to your account for 50% of your accrued interest with on time payments. A $1,000 loan at 9.49% for 12-months would have a monthly payment of $87.71. Subject to approval and program qualifications. Rate subject to change without notice. Offer ends June 30, 2023. Call us or see a member service representative for more details.