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Loan Rates Savings Rates Mortgage Rates Account Fees Certificate Rates

Effective as of: 05/01/2021
Loan Rates
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Loan TypeAPR
2020 - 2021 Vehicles, Motorcycles and Boats*2.25% - 7.75%
2018 - 2019 Vehicles, Motorcycles and Boats*2.99% - 8.49%
2016 - 2017 Vehicles, Motorcycles and Boats*3.25% - 8.75%
2014 - 2015 Vehicles, Motorcycles and Boats*4.25% - 9.75%
2013 Vehicles, Motorcycles and Boats*5.00% - 10.50%
2011 - 2012 Vehicles, Motorcycles and Boats*6.00% - 11.50%
2009- 2010 Vehicles, Motorcycles and Boats*8.00% - 13.50%
Extended Terms on Boats and Campers
2016 - New (80% MSRP/NADA, Minimum loan amount $25,000)Add 3% to rates above
2011 - New (90% NADA Retail, Minimum loan amount $20,000)Add 2% to rates above
Non-Titled Collateral
2009 - New (100% MSRP/Value)Add 2% to rates above
2006 - 2008 (100% MSRP/Value)Add 2% to rates above
Loan TypeAPR
Personal*12.00% - 16.00%2
Line of Credit / Overdraft Protection17.00%
Rewards Visa Credit Card
Share Certificate secured loan rates, add 3% above current annual percentage yield.
** Special terms apply, please call (402) 494-2073
*Risk Based Lending
Lowest rate listed above is for credit score 700 and above, an active checking account or direct deposit to Siouxland Federal Credit Union and payment deducted from an account at Siouxland Federal Credit Union.Credit score 641 to 699, add 1% to the lowest rate quoted.Credit score 621 to 640, add 2% to the lowest rate quoted.Credit score 620 and below, add 4% to the lowest rate quoted.For an extended term, 6 months add .50%, longer than 6 months add 1.00% to the lowest rate quoted.For a coupon book payment, add .50% to the lowest rate quoted.For an ACH payment, add .25% to the lowest rate quoted.
(All scores are based on the Empirca scoring model from TransUnion.)
All rates and terms are subject to change.
  • Rates listed do not apply for commercial vehicles
  • Applicable rates
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