Checking

Enjoy the convenience, features, and security of having a Siouxland Federal Credit Union checking account. The following checking accounts come with these features:

Dividends paid monthly
No per Check Charge
First box of basic checks free (quantity limit: 120)
Online Banking: Online Account Opening/Online Bill Payer/PopMoney/Account to Account Transfer (A2A)
Mobile Banking: SFCU App /Apple Pay – Samsung Pay/Remote Check Deposit
Debit Card: Card Valet Security App/Free Buzz Points reward program

Radio Buttons Group

Regular Checking
- $1.99 Monthly Security Fee
- No SFCU fee on first 6 ATM withdrawals per month
- $5 fee if balance falls below $250 during the month
- ID Theft program with entitlement to free credit bureau monitoring (member must enroll to activate program)
- Account balances of $0 - $1,000 earns 1% APY dividend rate
- Account balances $1,000.01 and above earns .25% APY dividend rate
- Minimum balance to open a checking account is $25.00
Value Checking (Direct Deposit Required)
- $1.99 Monthly Security Fee
- No SFCU fee on first 6 ATM withdrawals per month
- ID Theft program with entitlement to free credit bureau monitoring (member must enroll to activate program)
- Account balances of $0 - $1,000 earns 1% APY dividend rate
- Account balances $1,000.01 and above earns .25% APY dividend rate
- Minimum balance to open a checking account is $25.00
Elite 55 Checking (Age 55 Plus)
- $1.99 Monthly Security Fee
- No SFCU fee on ATM withdrawals
- ID Theft program with entitlement to free credit bureau monitoring (member must enroll to activate program)
- Account balances of $0 - $1,000 earns 1% APY dividend rate
- Account balances $1,000.01 and above earns .25% APY dividend rate
- Minimum balance to open a checking account is $25.00
Student Checking (student)
- No SFCU fee on first 6 ATM withdrawals per month
- No monthly service fee
- Account balances of $0 - $1,000 earns 1% APY dividend rate
- Account balances $1,000.01 and above earns .25% APY dividend rate
- Minimum balance to open a checking account is $25.00
Military Freedom Checking (Any active duty, reservist, guard member, or veteran of the US military)
- $1.99 Monthly Security Fee
- No SFCU fee on ATM withdrawals
- ID Theft program with entitlement to free credit bureau monitoring (member must enroll to activate program)
- Account balances of $0 - $1,000 earns 1% APY dividend rate
- Account balances $1,000.01 and above earns .25% APY dividend rate
- Minimum balance to open a checking account is $25.00

^*Please see "Account Fees" for all fees associated with our checking accounts.

Your deposits are federally insured to at least $250,000.00 by the National Credit Union Administration (NCUA). Be confident that your money is as safe as if it were locked up in a vault.