Loan Rates Savings Rates Mortgage Rates Account Fees Certificate Rates
| Loan Rates | |
| Printer Friendly | |
| Apply Now | |
| Loan Type | APR |
| 2020 - 2021 Vehicles, Motorcycles and Boats | *2.25% - 7.75% |
| 2018 - 2019 Vehicles, Motorcycles and Boats | *2.99% - 8.49% |
| 2016 - 2017 Vehicles, Motorcycles and Boats | *3.25% - 8.75% |
| 2014 - 2015 Vehicles, Motorcycles and Boats | *4.25% - 9.75% |
| 2013 Vehicles, Motorcycles and Boats | *5.00% - 10.50% |
| 2011 - 2012 Vehicles, Motorcycles and Boats | *6.00% - 11.50% |
| 2009- 2010 Vehicles, Motorcycles and Boats | *8.00% - 13.50% |
| Extended Terms on Boats and Campers | |
| 2016 - New (80% MSRP/NADA, Minimum loan amount $25,000) | Add 3% to rates above |
| 2011 - New (90% NADA Retail, Minimum loan amount $20,000) | Add 2% to rates above |
| Non-Titled Collateral | |
| 2009 - New (100% MSRP/Value) | Add 2% to rates above |
| 2006 - 2008 (100% MSRP/Value) | Add 2% to rates above |
| Loan Type | APR |
| Personal | *12.00% - 16.00%2 |
| Line of Credit / Overdraft Protection | 17.00% |
| Rewards Visa Credit Card Disclosure | 9.49% |
| Share Certificate secured loan rates, add 3% above current annual percentage yield. | |
| ** Special terms apply, please call (402) 494-2073 | |
| *Risk Based Lending | |
| Lowest rate listed above is for credit score 700 and above, an active checking account or direct deposit to Siouxland Federal Credit Union and payment deducted from an account at Siouxland Federal Credit Union.Credit score 641 to 699, add 1% to the lowest rate quoted.Credit score 621 to 640, add 2% to the lowest rate quoted.Credit score 620 and below, add 4% to the lowest rate quoted.For an extended term, 6 months add .50%, longer than 6 months add 1.00% to the lowest rate quoted.For a coupon book payment, add .50% to the lowest rate quoted.For an ACH payment, add .25% to the lowest rate quoted. | |
| (All scores are based on the Empirca scoring model from TransUnion.) | |
| All rates and terms are subject to change. | |
| |