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SCHEDULE OF FEES AND CHARGES

EFFECTIVE MARCH 1, 2012

 The following fees may be assessed against your account and the following transactions, if any, apply to your account.

Account closure within 90 days $20.00 Garnishment/levies $50.00
Replace lost ATM card $5.00 Money order/Cashier Check $3.00
ATM per transaction fee in excess of 6 per month $1.00 Return mail/statements (monthly) $5.00
Balancing fee (per hour) $20.00 Each share withdrawal in excess of 3 per quarter (unless balance of $500.00 in any account or have a checking account) $2.00
Research fee (per hour) $25.00
Copy of check/by fax $3.00 Travelers checks $1.00 per $100.00
Deposit item returned (each) $4.00 Check Cashing (non-members) $3.00 per $100.00
Overdraft (ATM/Debit Card) $23.00 Domestic incoming and outgoing wire transfer $15.00
Overdraft (each debit or draft paid) $23.00
Non-sufficient funds item (each) $23.00 Foreign outgoing wire transfer $45.00
Courtesy Pay Overdraft Fee (each)
Click here for disclosure
$23.00 Bill paying (15th of the month) $2.00
Stop payments (all items) $23.00
Copy of statement/account printout (each) $3.00
Replace lost credit card $5.00 Counter checks (first eight free) $3.00 per eight checks
An account is considered dormant if for 12 months no withdrawals or deposits, other than credited dividends, have been made to the account and the balance in the account is less than $500.00.  The fee for a dormant account is $15.00 per quarter. Notary Service (non-members) $5.00
Coin Counting (non-members) 10% or $10.00 minimum
Mortgage payoff to lender $10.00
Early withdrawal penalty from certificates is 180 days dividends on the amount withdrawn Verification of Deposit

$10.00

PCU Bill Payer (per month)

FREE

Gift Card (each)

$2.50

Bill Payer Stop Pays (each)

$23.00

Bill Payer Copy of Check (each)

$10.00

   

Safe Deposit Box Rental Fees

3" x 5" Box

$20.00

Drilling Fee

$100.00

3" x 10" Box

$35.00

Replacement Key

$10.00

5" x 10" Box

$45.00

Late Fee

$5.00 Monthly

Value Checking Account

Rewards Checking Account

Checking minimum balance fee below $250.00 (monthly) $5.00 Checking minimum balance fee (monthly) FREE
Check printing varies Check printing (LIDS style) FREE
ACH return $23.00 ACH return $23.00
Overdraft (ATM/Debit Card) $23.00 Overdraft (ATM/Debit Card) $23.00
Overdraft (each debit or draft paid) $23.00 Overdraft (each debit or draft paid) $23.00
Non-sufficient funds item (each) $23.00 Non-sufficient funds item (each) $23.00
Courtesy Pay Overdraft Fee (each)
Click here for disclosure
$23.00 Courtesy Pay Overdraft Fee (each) Click here for disclosure $23.00
Stop payments (all items) $23.00 Stop payments (all items) $23.00
Deposited returned items $4.00 Deposited returned items $4.00
Original check returned in statement (each) $ .20 Original check returned in statement (each) $ .20
   

Dormant Checking Accounts
A checking account is considered inactive if for 6 months no withdrawals or deposits, other than credited dividends, have been made to the account.  $5.00 monthly fee

   

E-Checking Account

Affordable Checking Account

Monthly maintenance charge

$3.99

Monthly maintenance charge $1.99
Check printing varies Check printing varies
ACH return $23.00 ACH return $23.00
Overdraft (ATM/Debit Card) $23.00 ATM/Debit Card (monthly charge) $1.00
Overdraft (each debit or draft paid) $23.00 Overdraft (ATM/Debit Card) $23.00
Non-sufficient funds item (each) $23.00 Overdraft (each debit or draft paid) $23.00
Courtesy Pay Overdraft Fee (each)
Click here for disclosure
$23.00 Non-sufficient funds item (each) $23.00
Stop payments (all items) $23.00 Courtesy Pay Overdraft Fee (each) Click here for disclosure $23.00
Deposited returned items $4.00 Stop payments (all items) $23.00
Checks cleared (each) $1.00 Deposited returned items $4.00
Original check returned in statement (each) $ .20
   

Student Checking Account

Small Business Checking Account

Checking minimum balance fee (monthly) FREE Checking minimum balance fee (monthly) $20.00
Check printing varies Check printing varies
ACH return $23.00 ACH return $23.00
Overdraft (ATM/Debit Card) $23.00 Overdraft (ATM/Debit Card) $23.00
Overdraft (each debit or draft paid) $23.00 Overdraft (each debit or draft paid) $23.00
Non-sufficient funds item (each) $23.00 Non-sufficient funds item (each) $23.00
Courtesy Pay Overdraft Fee (each)
Click here for disclosure
$23.00 Stop payments (all items) $23.00
Stop payments (all items) $23.00 Deposited returned items $4.00
Deposited returned items $4.00 Original check returned in statement (each) $ .20 
Original check returned in statement (each) $ .20 Checks cleared Free
  Deposited items Free
   

Elite 55 Checking Account

Premier Business Checking Account

Checking minimum balance fee (monthly) FREE Monthly maintenance charge $20.00
Check printing (LIDS style) FREE Check printing varies
ACH return $23.00 ACH return $23.00
Overdraft (ATM/Debit Card) $23.00 Overdraft (ATM/Debit Card) $23.00
Overdraft (each debit or draft paid) $23.00 Overdraft (each debit or draft paid) $23.00
Non-sufficient funds item (each) $23.00 Non-sufficient funds item (each) $23.00
Courtesy Pay Overdraft Fee (each)
Click here for disclosure
$23.00 Stop payments (all items) $23.00
Stop payments (all items) $23.00 Deposited returned items $4.00
Deposited returned items $4.00 Original check returned in statement (each) $ .20
Original check returned in statement (each) $ .20 Service charge debits - checks written (each) $ .15
   
Service charge credits - Electronic / ACH deposits $ .05
Items deposited - Local and non-local $ .05
Currency per thousand $ .50
Coin per roll $ .05

 

 

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Please read "Temporary NCUA Insurance" changes....
 

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